This does not have anything to do with the exchange rates of the dollar.  This is all about watching your daily expenses and keeping a keen eye on how you spend your money.  The small items that you spend for can accumulate to a substantial amount that you can reallocate for other more important expense items or save up to accumulate some more.  The way you spend has an impact on how financially healthy you can become.  The sooner you achieve this, the sooner you can work towards being financially independent and secure.  This means not having to worry about unexpected expenses because you have enough money stashed away to cover for these contingencies. You need to take the time to monitor your daily spending. Once you have a ...

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